Skip to main content

Down to Earth Insurance in Waco

Prefer to talk directly?

Call: 254-751-1254 or Email Us

Greater Waco Insurance Solutions can help with your insurance needs under one roof.

Learn About Greater Waco Insurance Solutions

Our family-owned independent insurance agency has been serving the Waco, TX, community for more than 25 years. Over time we’ve built a reputation as the area’s most trusted source for health insurance and we’ve expanded into commercial and personal lines of insurance so we can be your one-stop shop.

Are you looking for a real person to help you along your insurance journey? With years of experience behind them, our friendly and dedicated staff is always eager to assist you and provide you with a quote. Contact us today to get started.

Learn About Us
About Our Agency - Group of Business Professionals Sit Together to Have a Small Meeting

Read Our Reviews

We’re in it to win you over with 5-star service.

The Solution to Your Insurance Needs

Greater Waco Insurance Solutions offers a variety of employee benefits, personal insurance, and business insurance solutions to help you protect what matters most.

Your Carrier Is Your Choice With an Independent Agency

We proudly represent Germania, Progressive, and more!

Germania Insurance logo

Progressive logo

Bluecross and Blueshield logo

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Learn More About This Coverage
Interactive Graphic

Click it. Read it. Cover it.

  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

Not what you’re looking for?

Explore more interactive graphics.

Manage Your Policies

Already a client of Greater Waco Insurance Solutions? Visit our Service Center to make requests and manage your insurance.

Visit Service Center

Our Clients Rave About Us

Check out our reviews and see why you should switch to Greater Waco Insurance Solutions.

Read Our Reviews
Alison PankonienAlison Pankonien
21:12 02 May 23
Great and attentive! Highly recommend!
Jim MauritzJim Mauritz
12:35 02 May 23
I just bought my home in Texas last year. I met Daniel through my real estate agent. Daniel has been so helpful, friendly, professional and courteous. This kind of help goes a long way. I am the type of person that has many many questions and Daniel has always been there to answer them. I truly appreciate his help.
April RybergApril Ryberg
14:38 24 Aug 20
Look no further for your health insurance needs! There are NO WORDS for how absolutely AMAZING Elissa is. She has spent the last two years going above and beyond to answer every single question we have ever had, and has also catered to every single insurance need that we have had. She has completely simplified this area of my life, and for that, she has earned a lifetime customer. Not to mention she is incredibly sweet, down to earth, and so dang funny! This family owned and operated business is a PERFECT TEN!! Thank you for all that you do for our family, and our employees!
Diana E GoffinetDiana E Goffinet
04:19 25 Jul 20
I have gone to get help from Beverly Stiba for years. She goes above and beyond to assist you. I am in awe of her hard work and dedication. I so appreciate her and her office assistant's awesome help and kindness.
AlyD TAlyD T
22:30 16 Dec 19
I live in Colorado and my mom in Waco. It's hard for me sometimes to help my mom with medical stuff due to the distance. I needed to help figure out her Medicare benefits and felt like I was looking at Greek language (which says something as I pretty well versed in insurance due to my own job history). Eric Morrow at Greater Waco Insurance Solutions really helped to make things easier! He listened and heard both my mom's and my concerns. He took the time to speak with me in depth over the phone, then with both of us via phone. He setup a time that worked for mom to go out to her since traveling is hard for her. He asked if the time would work for me too so that I could be there by phone. He really cares and did everything he could to help ease my mind and make sure mom's needs were met. He made sure I had copies of all the critical information and his contact information. We are both extremely happy for his assistance! I highly recommend him for anyone needing Insurance guidance especially Medicare for a loved one!
js_loader

Let's Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact Greater Waco Insurance Solutions

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 254-751-1254 or email us.